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Standard Capital Corporation provides innovative and competitive
leasing programs from equipment cost ranging from $5,000 to $3,000,000.
Our vendor based programs are supported by a staff of leasing professionals
with over 35 years combined experience. Our ability to provide SALES
BASED SOLUTIONS for your customers is unsurpassed.
Making the Right Choice Gives you a Competitive Edge
Standard Capital Corporation offers the finest
service available in today's marketplace. Our reputation is built
on it.
From cutting edge medical
equipment to office furniture, office machinery and general production
equipment, Standard Capital Corporation is your one source for any
equipment type. Our dedicated asset managers are able to understand
all types of machinery and equipment and provide the very best financial
programs for each class of equipment.
Leasing versus cash loan or purchase
| LEASING
|
BANK LOAN
|
CASH PURCHASE
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|
Advantages
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Advantages
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Advantages
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| 100% Financing |
Direct ownership |
No finance charges |
| Conserves Capital |
Depreciation |
Direct ownership |
| Can lessen tax liability |
Appropriate when bank lines remain untapped
or there is a loan covenant requirement |
Depreciation |
| Preserves bank lines |
|
Appropriate when lacking investment alternatives
for excess cash, or annual depreciation expense exceeds annual
capital expenditures |
| Flexible terms |
|
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| Hedge against inflation |
|
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| Obsolescence protection |
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| Fixed terms and payments |
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| Easy add on/trade up |
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| Value added service builds long lasting relationship
with your customers |
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Disadvantages
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Disadvantages
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Disadvantages
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| Non-cancelable agreement (Standard Capital
Corporation does not permit discounted payoffs) |
Capitalizes equipment |
Depletes cash reserve |
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Relatively short term |
Negates the time value of money |
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Extensive documentation |
Reduces investment |
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Restrictive covenants |
Leverage |
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Exhaust credit lines |
No obsolescence protection |
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Non-financeable charges |
Creates price shoppers |
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No obsolescence protection |
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