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Why Lease Equipment with Standard Capital

Today, eight out of 10 American companies lease some or all of their needed equipment. Standard Capital offers many different financing options- equipment leasing, equipment and working capital loans, SBA or MCA loans, lines of credit and more. 

 

Leasing is flexible

Companies have different needs, different cash flow patterns, different - sometimes irregular - streams of income. For example, start-up companies typically are characterized by little cash and limited debt lines. Mature companies might have other needs; to keep debt lines free, to comply with debt covenants, and to avoid committing to equipment that may quickly become obsolete. Therefore, your business conditions - cash flow, specific equipment needs and tax situation, may help define the terms of your lease, and Standard Capital can help you to figure out which financing options work best for your business. Moreover, a lease provides the use of equipment for specific periods of time at fixed rental payments. Therefore, leasing allows you to be more flexible in the management of your equipment. Standard Capital can offer leases and loans and can show you the details of what either option would look like with terms for each.

Leases can be a great way to avoid the politics and lengthy approval process of a board of directors generally leases do not need the approval from a hospital or health clinic's board of directors as a traditional loan would- making it a better choice for acquiring new equipment for some clinics and hospitals. Leases can also be more appealing to some businesses as it can allow for lower payments in certain situations. Contact us to see all your available options so you can make an informed decision on what is best for your company, the equipment or financing you need and your budget!

Leasing is practical

By leasing your equipment with Standard Capital, you transfer the uncertainties and risks of equipment ownership to the lessor, which allows you to concentrate on using that equipment as a productive part of your business. Standard Capital has helped customers lease equipment from every industry from some of the top vendors from each industry, everything from aircraft, transportation, construction, farm, restaurant, medical, dental, or lab equipment, heavy machinery, computers, electronics, trailers, trucks, digital signage, gas pumps, cannabis equipment, ATM machines, aesthetic lasers, and more. 

 

Leasing is cost effective

Equipment is costly and some of the costs are unexpected. When you lease your equipment with Standard Capital, your risk of getting caught with obsolete equipment is lower because you can upgrade or add equipment to best meet your needs.

Further, your equipment needs can change over time due to changes in your company, such as diversification. Leasing allows you to stay on the cutting edge of technology.

Sophisticated business managers have learned that the primary benefits of higher productivity and profit come from the use of equipment, not owning it, but Standard Capital can show you what leasing or financing equipment would look like so you can compare both options to decide which one is best for you. 

 

Leasing has tax advantages

Rather than deal with depreciation schedules and Alternative Minimum Tax (AMT) problems, you, the lessee, simply make the lease payment and deduct it as a business expense. The entire payment amount can be deducted on your taxes with a loan or an equipment finance agreement only the interest can be deducted.

 

Leasing helps conserve your operating capital

Standard Capital offers leasing which can keep your lines of credit open. You don't tie up your cash in equity. Also, you avoid costly down payments. With other advantages such as off-balance sheet financing, leasing helps you better manage your balance sheet. Click the button below to be taken to Standard Capital's equipment loan calculator to estimate the monthly payment would be with a loan and contact us to see leasing options.

 

 

WHO LEASES?

Lessees vary widely from small one-person operations to Fortune 100 corporations. And the kinds of equipment being leased are just as diverse. Standard Capital can lease almost any equipment from any vendor of your choice new or used. 

 

Transactions range from a few hundred dollars worth of equipment such as fax machines, or computers to 100k transactions such as construction equipment, trucking fleets, multi-million dollar cogeneration facilities, telecommunications systems, medical equipment (including CAT scanners and MRI imaging), lab equipment, commercial airliners, and more. There is no end to the types of equipment that companies lease. Standard Capital can lease any equipment from any vendor of your choice, new or used ranging in price from $500 to 5 million. 

 

In 2022 over 2 trillion dollars worth of equipment was leased by American businesses. 

Standard Capital can help any business acquire funding for any equipment, working capital, real-estate, renovate or fund an addition, cash advance, and/or franchise opportunity. Contact us today for all your available funding options

info@standardcc.com 

Example of Leasing versus a cash loan or purchase
Chart comparing equipment leases versus cash purchase
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